Rates
Rates Effective – March 22, 2018
Account Rate APY*
Share 0.15% 0.15%
Holiday Savers Club 0.25% 0.25%
Special 0.15% 0.15%
SaveUp+ Savings
Up to $500
Over $500		 1.904%
0.25%		 1.918%
0.25%
Share Draft Checking 0.05% 0.05%
*APY = annual percentage yield
Certificates
Term Rates APY
6 Months 0.40% 0.40%
9 Month Add-On* 0.75% O.75%
12 Months 0.90% 0.90%
18 Months 1.00% 1.00%
24 Months 1.10% 1.10%
36 Months 1.25% 1.25%
Please be aware that there is a minimum amount of $500.00 for 6, 12, 18, 24, and 36 month certificates.
(The minimum balance for the NEW 9 Month Add-On Certificate is $100.00).

LOANS(Stated rates included any current loan promotions.) Rates as low as
Holiday365 — Maximum $2,000 per member. 6 to 12 Month Terms. 16.50% (with a 1.50% discount for payment by Payroll or ACH)**
Signature — Maximum $15,000 per member. Terms up to 60 months. 9.25%**
Credit Builder – Helps build credit history. $5,000 maximum Up to 24 Months. 6.75%**
Overdraft Protection – Maximum $3,000. 11.25%**
Line-of-Credit – Maximum $15,000 (Minimum advance $500.00). 10.75%**
Share/Certificate Secure – Up to amount on deposit. Terms up to 144 months. 2.00% above share rate used for security
VISA Platinum Credit Card – $500 to $10,000. A Secured Card option is available. 10.65% – Limited time Introductory Rate of 4.49% for the first twelve billing cycles.
Auto Loans — Maximum 110% of retail value in the NADA used car guide. Terms up to 7 years (84 months). — Pre-approved auto loans are available! 1.99%** New -Up to 48 Months
2.49%** New -49 to 60 Months
2.99%** New -61 to 72 Months
3.49%** New -73 to 84 Months
2.99%** Used-Up to 48 Months
3.49%** Used-49 to 72 Months
3.99%** Used-73 to 84 Months
Motorcycle Loan — 100% of MSRP, new Motorcycles only, 60 month maximum term. 1.99%**
Home Improvement Loan — Minimum $7,500/Maximum $25,000. Terms up to 120 Months. 6.75%**
Home Equity Line of Credit — Minimum $15,000/Maximum $100,000. Offered on properties located in Maryland only. For further details and an application call 240-630-3922. 4.75%**

*APR = annual percentage rate.
*Rates are subject to change without notice. Qualifications apply.
**Includes discount of 0.50% for payment by Payroll deduction or ACH.
***Restrictions Apply.

WSSC FCU Rates