Rates
Rates Effective – October 1, 2018
Account Rate APY*
Share 0.15% 0.15%
Holiday Savers Club 0.25% 0.25%
Special 0.15% 0.15%
SaveUp+ Savings
Up to $500
Over $500
1.904%
0.25%
1.918%
0.25%
Share Draft Checking 0.05% 0.05%
*APY = annual percentage yield

Certificates

Term Rates APY
100-Day Promotion*** 1.00% 1.00%
6 Months 0.65% 0.65%
9 Month Add-on**** 1.00% 1.00%
12 Months 1.50% 1.51%
18 Months 2.00% 2.02%
24 Months 1.10% 1.10%
36 Months 1.25% 1.25%
Please be aware that there is a minimum amount of $500.00 for 6, 12, 18, 24, and 36 month certificates.
(The minimum balance for the NEW 9 Month Add-On Certificate is $100.00).
*This is a promotional offer in honor of WSSC’s 100th. Limited time offer.

 

LOANS(Stated rates included any current loan promotions.) Rates as low as
Holiday365 — Maximum $2,000 per member. 6 to 12 Month Terms. 18.00% (with a 1.50% discount for payment by Payroll or ACH) 16.50%**
Signature — Maximum $15,000 per member. Terms up to 60 months. 9.75%**
VISA Platinum Credit Card — $500 to $10,000. A Secured Card option is available. Limited time Introductory Rate of 4.49% for the first twelve billing cycles. 11.15%**
Overdraft Protection – Maximum $3,000. 11.75%**
**Line-of-Credit – Maximum $15,000 (Minimum advance $500.00). 11.25%**
Share/Certificate Secure – Up to amount on deposit. Terms up to 144 months. 2.00% above share rate used for security
Auto Loans — Maximum 110% of retail value in the NADA used car guide. Terms up to 7 years (84 months). — Pre-approved auto loans are available! 1.99%** New 36 Months
2.24%** New 48 Months
2.74%** New 60 Months
3.24%** New 72 Months
3.74%** New 84 Months
2.99%** Used 36 Months
3.24%** Used 48 Months
3.74%** Used 60 Months
3.74%** Used 72 Months
4.24%** Used 84 Months
Motorcycle Loan — 100% of MSRP, new Motorcycles only. 48 month 2.24% – 60 month 2.74%**
Credit Builder — Helps build credit history. $5,000 maximum Up to 24 Months. 7.25%**
Home Improvement Loan — Minimum $7,500/Maximum $25,000. Terms up to 120 Months. 6.75%**
Home Equity Line of Credit — Minimum $15,000/Maximum $100,000. **
**Offered on properties located in Maryland only. For further details and an application call 240-630-3922.
Current Prime Rate**

*APR = annual percentage rate.
*Rates are subject to change without notice. Qualifications apply.
**Includes discount of 0.50% for payment by Payroll deduction or ACH.
***Restrictions Ahttps://www.wsscfcu.org/wp-admin/upload.phppply.

Full Rate Sheet