Rates
Rates Effective – June 15, 2017
Account Rate APY*
Share 0.15% 0.15%
Holiday Savers Club 0.25% 0.25%
Special 0.15% 0.15%
Share Draft 0.05% 0.05%
*APY = annual percentage yield
Certificates
Term Rates APY
6 Months 0.40% 0.40%
9 Month Add-On 0.75% O.75%
12 Months 0.90% 0.90%
18 Months 1.00% 1.00%
24 Months 1.10% 1.10%
36 Months 1.25%* 1.25%
Please be aware that there is a minimum amount of $500.00 for 6, 12, 18, 24, and 36 month certificates.
(The minimum balance for the NEW 9 Month Add-On Certificate is $100.00).

 

LOANS(Stated rates included any current loan promotions.) Rates as low as
Holiday365— Maximum $2,000 per member 16.50% (with a 1.50% discount
for payment by Payroll or ACH)
Signature— Maximum $15,000 per member 8.75%**
Overdraft Protection — Maximum $3,000 10.75%*
Line-of-Credit – Maximum $15,000 (Minimum advance $500.00) 10.25%*
Auto Loans — Pre-approved auto loans are available! 1.99%** New -Up to 48 Months
2.49%** New -49 to 72 Months
2.99%** New -73 to 84 Months
2.99%** Used-Up to 48 Months
3.49%** Used-49 to 72 Months
3.99%** Used-73 to 84 Months
Auto Loans— Terms up to 7 years (84 months.)
Maximum 110% of retail value in the NADA used car guide.
Motorcycle Loans — 100% of MSRP, new Motorcycles
only, 60 month maximum term
1.99%**
VISA Platinum Credit Card — $500 – $5,000 Limit. Introductory Rate of 7.49% for the first six billing cycles. A Secured Card option is available. 10.15%**
Credit Builder – Helps build credit history. $5,000 maximum 6.25% Up to 24 Months
Home Equity Line of Credit — Minimum $15,000/Maximum $100,000 Rates as-low-as 4.25%
Offered on properties located in Maryland only. For further details and an application call 301-206-8121
*APR = annual percentage rate. *Rates are subject to change without notice. Qualifications apply.
**Includes discount of 0.25% for active checking account and 0.25% for payment by Payroll or ACH.
***Restrictions Apply.