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GAP Coverage

GAP protection steps in and pays the difference between the amount your insurance company pays and the amount owed on your loan, in the event your auto is stolen and not recovered or totaled in an accident and cannot be repaired. WSSC FCU’s partner also provides $1,000 toward the purchase of a replacement auto, when it is financed through the credit union. We provide GAP coverage at a reasonable cost of $375.00, which can be wrapped into your loan. We’ve seen rates as high as $1,500 for GAP coverage offered through dealerships.

Extended Warranty

When purchasing a new auto some buyers will choose to opt for an extended warranty, which provides protection for those desiring to keep the auto beyond the original manufacturer’s warranty. The warranty can be included in the financing, along with GAP and other add-ons. You should always research the auto you are buying before going to the dealership to make sure that you really need an extended warranty. If you determine that you do need it, please give the credit union a call and price our extended warranty coverage, to make sure that you are getting the best deal.

Checkout the following web sites when researching your next auto:

A Carfax repot can tell you about a auto’s title, ownership, and mileage history and may also include additional information such as accident indicator and service records. Carfax reports ordinarily cost $39.99. At WSSC FCU they’re $14.95 if you’re getting an auto loan from us and $19.95 if you aren’t.