Home Improvement Loans

Our Home Improvement Loans are a great way to tackle expensive home repairs and upgrades without the hassle of going through the real estate loan process. Our loans are unsecured and are offered at great rates.

Loan Features

• Quick turnaround time
• Funds must be used for an approved home repair or improvement
• Loan cannot be used toward debts already incurred for home improvements
• Member must provide a proposal, quote, statement of work, itemization, etc. of expenses to be incurred for the improvement
• One-time payout
• Fixed Rates as low as 3.25% APR* for a 60-month term**
• Terms of up to 120 months available
• Minimum loan amount is $7,500/Maximum loan amount is $25,000
• Can be repaid through payroll deduction
• Eligible for credit life and disability insurance
• No closing costs or lien on your property
• 90-Day first payment deferral available 
• Minimum credit score of 660 required***

Other home improvement products available.
*APR = Annual Percentage Rate. Actual rate is based upon evaluation of the applicant’s credit. Your actual APR may vary.
**Loan Example: A $10,000 loan at 3.25% APR for 60 months would have an estimated monthly payment of $187.57.
***Other restrictions apply. Please see the Credit Union for further details.

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