Pathways to Financial Wellness

Property tax season can bring an increase in scam attempts targeting homeowners. Fraudsters often pose as local government agencies or tax offices, hoping to pressure people into making quick payments or sharing personal information. Knowing what to watch for can help you protect your finances and your identity.

Your credit score plays a big role in your financial life — from loan approvals to interest rates. The good news? Improving it doesn’t require drastic changes. A few smart habits can make a meaningful difference over time.

January is the perfect time to reset, refocus, and take a fresh look at your finances. But real, lasting progress doesn’t come from lofty resolutions — it comes from small, consistent actions you can stick with all year long.

Scammers are getting smarter — and phishing remains one of the most common ways they try to steal personal and financial information. At WSSC Federal Credit Union, we want to help you recognize the warning signs before they cause harm.

“Buy Now, Pay Later" (BNPL) services have become increasingly popular, offering a tempting alternative to credit cards. A 2022 report from the Consumer Financial Protection Bureau found that from 2019 to 2021, the number of BNPL loans originated in the U.S. by the five lenders it surveyed grew from 16.8 million to 180 million, highlighting how appealing these services are to consumers.