Home Equity Line of Credit
Put the equity in your home to work for home improvements or other needs.
- $ 100,000 maximum
- Rates starting at 4.25% APR*
- Maximum term 15 years (180 months)
- Adjustable rate, reviewed twice per year, subject to change the first week of January and July, based on the prime rate as published in the Wall Street Journal. Risk based lending procedures are in effect; therefore your rate and LTV will be based on your credit score.
Qualifications apply. Rates subject to change without notice. Maximum 85% of appraised value less first mortgage. Equal Housing Lender.
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PLEASE NOTE THE FOLLOWING:
- Effective November 1, 2004, the WSSC Federal Credit Union Board of Directors has adopted risk-based lending. The purpose of risk-based pricing is to offer more competitive rates to our members based on each individual’s credit history. The Board of Directors will set and adjust the rate structure according to risk. Rate information will be posted on our website (www.wsscfcu.org) and may also be obtained by contacting the Credit Union.
- All Current Lending Policies Apply
- Total indebtedness to the Credit Union may not exceed $60,000.00
(Share, Home Equity and Tax Smart Loans are exempt from calculation)
- *APR = annual percentage rate. All Rates Subject To Change
- The Credit Union reserves the right to refuse consideration of a loan application submitted by a member who has caused the Credit Union to suffer any form of financial loss
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