Share Accounts (savings)

Share Draft Accounts (checking)
No Minimum Balance
Free Bill Pay
Direct Deposit
Free Electronic Check Copies
Free Home Banking
Free E-Statements
Debit Cards/ATM Cards
Unlimited Check Writing

Christmas Club Accounts
Checks will be disbursed in October

Special Savings Accounts

ATM Cards

VISA Debit Cards
Over 37,000 Surcharge Free ATMs available Nationwide and Internationally through the Allpoint Network.  Locations include CVS Pharmacies and 7-Elevens

ACH Credits and Debits (receive only)

Payroll Deduction

Audio Response (ABBY)

American Express Gift Cards

Discount coupons for area amusement parks (seasonal)

Bank to Bank Wire Transfers

Western Union Wires

Internet Banking

e-Statements - Surcharge Free !

Online Bill Payment - Surcharge Free !

Signature Loans
- $ 15,000 Maximum per member
 

Vehicle Loans
Pre-approved auto loans available!

New Auto - 110% Financing Available
- Up to 72 month repayment term

Almost New Auto - 110% Financing Available
- Up to 72 month repayment term
- Vehicles 2 model years old or newer
- Less than 24,000 miles
- NADA retail value

Used Auto Loans - 110% Financing Available
- Maximum loan amount up to the NADA retail value
- Up to 72 Month repayment term

Classic Vehicle
- 25 years or older

Motorcycles
- 80% of invoice
- New motorcycles only
- $30,000 maximum
 

Home Equity Loan
- Adjustable Rate (adjusted January 1 and July 1)
- Credit Union pays 1/2 of all closing costs
- 15 year repayment
- $100,000 maximum
 

Tax Smart Loans
- Fixed Rate
- 5, 7 and 10 year repayment terms
- $50,000 maximum

All Current Lending Policies Apply
 

Total indebtedness to the Credit Union may not exceed $60,000.00
(Share, Home Equity and Tax Smart Loans are exempt from calculation)
 

All Rates Subject To Change
 

The Credit Union reserves the right to refuse consideration of a loan application submitted by a member who has caused the Credit Union to suffer any form of financial loss