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 Vehicle Loans

Buying a vehicle can be an exciting yet intimidating experience. Did you get the best price? Will Insurance be a problem? Can you afford the payments. Let WSSC Federal Credit Union answer those questions with our custom calculators. With the best rates around and the resources to help make the best decision, when looking for vehicle financing, WSSC Federal Credit Union is your one stop shop.
New Auto – 110% Financing Available
  • Up to 72 month repayment term
  • Pre-Approved Auto Loans Available
  • Rates as low as 1.99% APR*

 

Almost New Auto – 110% Financing Available
  • Up to 72 month repayment term
  • Vehicles 2 model years old or newer
  • Less than 24,000 miles
  • Based on NADA retail value
  • Rates as low as 1.99% APR*
Used Auto – 110% Financing Available
  • Maximum loan amount up to the NADA retail value
  • Up to 72 month repayment term
  • Rates as low as 1.99% APR*

Motorcycles

  • $30,000 maximum
  • 100% of invoice
  • New motorcycles only
  • Rates as low as 1.99% APR*

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Other Helpful Links

NADA
Edmunds
Kelly Blue Book
Consumer Reports
J.D. Power and Associates
Car and Driver
Motor Trend
Insurance Institute for Highway Safety

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GAP Coverage

GAP protection steps in and pays the difference between the amount your insurance company pays and the amount owed on your loan, in the event your vehicle is stolen and not recovered or totaled in an accident and cannot be repaired. WSSC FCU’s partner also provides $1,000 toward the purchase of a replacement vehicle, when it is financed through the credit union. We provide GAP coverage at a reasonable cost of $250.00, which can be wrapped into your loan. We’ve seen rates as high as $895 for GAP coverage offered through dealerships.

Extended Warranty

When purchasing a new vehicle some buyers will choose to opt for an extended warranty, which provides protection for those desiring to keep the vehicle beyond the original manufacturer’s warranty. The warranty can be included in the financing, along with GAP and other add-ons. You should always research the vehicle you are buying before going to the dealership to make sure that you really need an extended warranty. If you determine that you do need it, please give the credit union a call and price our extended warranty coverage, to make sure that you are getting the best deal.

Checkout the following web sites when researching your next vehicle:

A Carfax repot can tell you about a vehicle's title, ownership, and mileage history and may also include additional information such as accident indicator and service records. Carfax reports ordinarily cost $39.99. At WSSC FCU they're $14.95 if you're getting an auto loan from us and $19.95 if you aren't.

A Carfax repot can tell you about a vehicle’s title, ownership, and mileage history and may also include additional information such as accident indicator and service records. Carfax reports ordinarily cost $39.99. At WSSC FCU they’re $14.95 if you’re getting an auto loan from us and $19.95 if you aren’t.

ubs4cars

Since 1967 United Buying Service has been dedicated to providing savings in vehicle purchases for buyers from Northern Virginia to Baltimore!In our 40th year of service, we remain committed to benefit our car-buying members. This dedication and single-mindedness has led to tens of thousands of happy UBS customers who have saved time and money while purchasing their vehicle.We want to make YOU a satisfied UBS customer, too!

Enterprise Rent-A-Car

Founded in 1957, Enterprise Rent-A-Car is an internationally recognized brand with more than 6,000 neighborhood and airport locations in the United States, Canada, the U.K., Ireland and Germany. Through tremendous leadership and the entrepreneurial spirit of our employees, we have built the largest car rental brand in North America, known for exceptionally low rates and outstanding customer service. Today, Enterprise Rent-A-Car offers a wide variety of car leasing, vanpooling, car sharing and hourly rental programs – and local car rental customers are picked up at no extra cost.